virtuality or is the Lois that Clark is talking to in the virtualty part of it? (A Philip K. Dick question.)
Poul Anderson imagines several futures with convincing virtualities and "emulations":
The Harvest of Stars Tetralogy;
The Boat Of A Million Years.
I have reread For Love And Glory too infrequently to remember whether this idea also appears there although it would fit. Anderson's most advanced emulations, planetary surfaces inhabited by AIs who think that they are real, appear in Genesis although even they fall far short of the creation of an entire emulated universe.